In re Lynn Patriot Case No.
I, Lynn Patriot, hereby file my certificate for waiver of budget and credit counseling based upon the following reasons:
1. As an individual debtor I am required to either complete an approved budget and credit counseling prior to filing bankruptcy, or, I can request a waiver of the budget and credit counseling based on exigent circumstances.
I do hereby request a waiver of this requirement to the budget and credit counseling prior to filing bankruptcy.
I agree to receive approved counseling after the filing of the bankruptcy petition, as the law requires.
2. This is an emergency petition because one creditor is in the process of seizing all of my assets to the detriment of the other creditors.
I have liquid assets available to pay a substantial portion of my debts. However, one creditor is in the process of seizing everything, which would exclude the other creditors from receiving anything.
3. In fairness to all creditors, debtor needs to file an emergency petition in order to allow an orderly disposition of assets equally to all creditors.
Therefore, the requirement for budget and credit counseling should be postponed until the seizure of assets has been temporarily halted.
Date: ______________ ______________________
Debtor, Lynne Patriot